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Stone Mountain Outdoors Costa Rica

Stone Mountain Outdoors is your outfitter for discovering Costa Rica.

Art Depot

The most complete art supply store in Costa Rica

The Legal Guide to Costa Rica

The Legal Guide to Costa Rica is the most comprehensive book on Costa Rican law.

The P Law Group

We Think Like You Do ! Costa Rica Legal Services

What are my Health Insurance Options ?


What are my Costa Rica Health Insurance options?

Costa Rica essentially has two medical insurance programs. The basic program, known as the Caja, provides 100% coverage for all medical procedures and prescription drugs, through the public hospital and clinic system, in various locations throughout Costa Rica. Under this coverage, you will be assigned a doctor on an available ‘first come, first served’ basis, and long waits may be experienced, for non-emergency medical attention. Premiums are generally lower for this coverage.  And is the coverage that the majority of Costa Ricans are subscribed to.

The second medical insurance program is a private medical insurance coverage purchased from the National Insurance Institute (I.N.S.). Insurance premiums are based on age, a medical examination, and a disclosure statement detailing your prior medical history must be completed. Insurance coverage may be denied for pre-existing medical conditions. Under this coverage, medical treatment is dispensed through a number of private clinics located in the San José area, on an appointment basis, and carries a 30% deductible on medical treatment and prescription drugs to a maximum coverage amount in any calendar year, based on the policy provisions. Group coverage discounts are available under this insurance program.


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